About InsuredFleet.com
Specialty transport is not one business. A wrecker, a motor coach, a wheelchair van, and a roll-off truck answer to different rules, and this site keeps them apart instead of averaging them.
What this site covers
Everything here is about commercial vehicles that are not hauling general freight. That boundary is deliberate, and it is the most useful thing to know about the site: general freight trucking has its own regulatory spine, and pages written for it mislead a tow operator, a medical transport service, or a charter bus company in ways that are not obvious until a claim or an audit.
The working rules:
- Per body type, per regulator. Passenger carriage, towing, medical transport, waste, and equipment hauling are treated as separate problems, because the licensing bodies, the filings, and the exposures are separate.
- Primary sources, and scoped claims. Requirements are cited to the agency or the code that sets them. Where the research reached a limit, the page narrows the claim to what was actually read instead of generalizing.
- No premium figures. None anywhere on the site. Where cost is discussed, it is the mechanism that sets it, never a number we cannot source.
An agent network is being assembled. When it opens, this page will say how it works and how we are paid. Until then, find the page that matches your equipment and take it to a licensed agent.
Who is behind it
The publisher is Insured Brand Group; Ryan England runs the site. InsuredFleet.com is one of several trade-specific properties under Insured Brand Group.
Six years of my working life were spent alongside the marketing team of a multi-state auto insurer, and that is where the useful half of what I know comes from: how coverage is priced and distributed, what happens to a quote request after it is submitted, and how thoroughly the insurance content that ranks well is optimized for ranking rather than for being correct.
Pages are drafted by the InsuredFleet.com editorial team and reviewed by me against their sources before publishing: the federal regulation, the state agency, the published form analysis, the IRMI or NAIC entry. Claims that cannot be traced come out of the draft.
I carry a General Lines property and casualty license from the Texas Department of Insurance, under number 3552440. It is what lets me check a tow or passenger filing requirement against the coverage that actually satisfies it.
The license is not a storefront. InsuredFleet.com does not quote, bind, or sell coverage, Insured Brand Group is not an insurance agency, and none of this is insurance advice. The site is educational. When the matching service opens, it introduces you to independent licensed agents who write these classes, and you buy from them.
What we are not
- Not an insurer. We do not underwrite or issue policies.
- Not an agency. No agency license is held by Insured Brand Group, and no coverage is sold from here. The individual Texas producer license named above is a credential behind the writing, nothing more.
- Not advice. The content is educational; your coverage decisions belong with a licensed professional who knows your operation.
Coverage referenced here is offered and sold by independent licensed professionals, who answer for their own compliance, their quotes, and the policies they issue.
Why specialty transport
Because "commercial auto" is where these operators get filed, and it describes almost nothing about them. A wrecker takes custody of other people's vehicles, which is a coverage question a delivery van never faces. A bus or a limo carries people, which changes the limits conversation entirely and often brings a state passenger-carrier authority with it. A wheelchair van carries passengers whose transport is being billed to somebody else. A roll-off truck works on and off the road at a job site. Averaging those into one page produces something true of none of them.
So the site runs them separately: tow trucks, buses, limos, non-emergency medical transport, couriers, waste and logging trucks, and heavy equipment, with the multi-vehicle picture at fleet insurance and the full list at transport types.
Texas is the first state, where the first agent relationships are being built, and the Texas pages are at Texas specialty transport insurance.
Privacy and compliance
The rights the California Consumer Privacy Act, the Texas Data Privacy and Security Act, and the applicable federal rules give you are honored here, including opting out of data sales. How that works in practice is in the Privacy Policy and the Terms of Service.